Qualify For A Rental Property Loan Without Tax Returns, W‑2s, Or The Usual Headaches

We can arrange funding in as little as two weeks. A 640 FICO score is the minimum requirement. Competitive rates are available and personal income documentation is not needed.

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Get competitive loan programs with underwriting completed within 24 hours

Rental Property Loan Solutions For 1–8 Units

  • 30‑ and 40‑year loan terms available

  • Interest‑only period for the first 10 years

  • Up to 85% LTV on purchase transactions

  • Up to 80% LTV on cash‑out transactions

  • Loan amounts reaching up to $50 million

  • Available without tax or income doc

  • Covers rental properties w/ up to 8 units

  • Bank statements or P&Ls accepted

  • Blanket & portfolio structures available

Bridge And Construction Loan Options For 1–8 Units

  • Financing up to 90% of loan‑to‑cost (LTC)

  • Loan sizes available up to $100 million

  • Fix‑and‑flip and bridge loan programs

  • Short‑term bridge financing available

  • Financing for properties currently under construction

  • Loans for ground‑up construction projects

  • Suitable for 1–4 unit multifamily properties

Straightforward Terms And A Streamlined Experience From Start To Finish

We cut through the complexity with the right tools and hands‑on expert support at every step. Our programs are explained in plain terms so you can confidently pick the right fit, whether it's your first property or your next investment.

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This offer is not guaranteed if you do not meet our criteria, including credit worthiness, insurability or ability to providing acceptable property as collateral. Terms and conditions apply. Programs, rates, terms and conditions are subject to change and are subject to borrower(s) qualification. This is not a commitment to lend. The content in this website has not been approved, reviewed, sponsored or endorsed by any department or government agency.